Translucent banking, demurrage-paced.
A shared currency where every person earns the same income each day, large hoards gently return to circulation, and the ledger is open by design.
1,440 Chronos a day
Universal income to every personal account, automatically.
Demurrage, not fees
Value far above a one-week threshold flows back into circulation.
Open ledger
Account balances are public. Transaction details aren't.